Frequently asked questions about mika and Qonto

mika connects to your Qonto account through a secure PSD2 banking link (finAPI) and automatically imports your transactions and account balances. In mika, each transaction is categorized and pre-booked into the ledger, keeping your accounting continuously up to date and ready for VAT returns (UStVA), DATEV export, and year-end financial statements, with no manual CSV imports.

Today the integration syncs bank transactions only. Receipts and invoices uploaded in Qonto aren't imported yet, but that's on the roadmap.

1. In mika, open Settings.
2. Go to the Integrations section and select Bank Connections.
3. On the Bank connection page, click Create new bank connection.
4. In the Connect your bank account dialog, type a Name (only for you, to tell your connections apart). Optionally tick Restrict time range to limit how far back transactions load. Click Next Step.
5. Click Connect bank. A secure finAPI window opens in a new browser tab. Leave the mika tab open.
6. In the new tab:
   • Search for and select Qonto.
   • Enter your Qonto online banking login.
   • Confirm with your TAN or two-factor approval on your device.
7. When you see Bank Authentication Finished, close that tab and return to the mika tab.
8. mika finishes setup automatically. The new connection appears under Active connections and transactions start syncing.

DATEV and Lexware are primarily built for tax advisors or traditional bookkeepers. mika is built for business owners without a bookkeeping background or prior knowledge, and goes further.

mika creates not just your ongoing bookkeeping, but also your complete annual financial statements, and submits them directly to the Finanzamt (your local tax office). Without a tax advisor.

Not for ongoing bookkeeping, VAT returns or annual financial statements.

For strategic tax questions (for example company restructuring, shareholdings, optimizing a managing director's salary), a tax advisor can still make sense as a consultant, but no longer for the compliance work.

Your data is transmitted encrypted and archived in compliance with GoBD. We meet all legal requirements of the German tax authorities for digital bookkeeping.